If you have Medicare and you’re facing challenges with paying for health care, you may qualify for programs that can help you save money on medical and drug costs.
People with limited income and resources may qualify for Medicaid, a joint federal and state program that helps with medical costs.
Even if you don’t qualify for Medicaid, one of these 4 Medicare Savings Programs may be able to help you pay your Medicare premiums and other costs:
- Qualified Medicare Beneficiary (QMB) Program
- Specified Low-Income Medicare Beneficiary (SLMB) Program
- Qualifying Individual (QI) Program
- Qualified Disabled and Working Individuals (QDWI) Program
If you qualify for Medicaid or one of the Medicare Savings Programs above, you’ll also get Extra Help paying for your prescription drugs automatically. Extra Help is a Medicare program that helps people with limited income or resources pay Medicare prescription drug costs, like premiums, deductibles and coinsurance. If you don’t automatically qualify for Extra Help, you can apply online at SSA.gov.
Even if your income or resources are higher than the amounts listed on Medicare.gov, call or fill out an application if you think you could qualify for savings. These amounts change yearly, and you may be eligible for another savings program, depending on your situation.